The information and advice provided on this Site is general in nature and should not be used as, or substituted for, professional financial or business advice.  We do not accept responsibility for determining whether our products/ services are appropriate for you and/ or your business.  Past performance is not an accurate indicator of future performance. By participating in the activities discussed or offered through this Site, you acknowledge that all business/ financial decisions made by you are commercial decisions which you have made for yourself/ your business or you have sought professional financial or business advice before making the business/ financial decision.  Under no circumstances should the content made available on our Site, or regarding our products and/or services be relied upon as business, financial, health or legal advice. Our Site may have articles and content that is of a general nature and is intended to be for informational purposes only. Your access to and use of this Site is subject to our Privacy Policy and Terms of Use.